Developers and AI agents

BestBusinessLoans Data API

BestBusinessLoans publishes its reviewed UK business loan lender data as a read-only public API and as an MCP server for AI clients. The data is the same one behind the UK Business Loan Lender Index: lender terms (ticket range, typical rate, decision time, soft search, Ltd-only, FCA-regulated) and a current market snapshot. No authentication, no personal data, released under CC BY 4.0.

REST endpoints

Base URL https://bestbusinessloans.ai/api. All responses are JSON with open CORS, an ETag and edge caching. Full machine-readable contract: OpenAPI 3.1 spec.

Method Path Description
GET /api/lenders List all reviewed lenders. Optional filters: ?q=, ?category=, ?fca=true, ?soft_search=true, ?ltd_only=true.
https://bestbusinessloans.ai/api/lenders?category=term-loan
GET /api/lenders/{slug} Detail for one lender, by its canonical slug.
https://bestbusinessloans.ai/api/lenders/funding-circle
GET /api/rates Current market snapshot: lender count, FCA-regulated count, category breakdown, plus the Bank of England base rate as a dated reference.
https://bestbusinessloans.ai/api/rates

MCP server

The same data is exposed as a remote Model Context Protocol server over streamable HTTP, so MCP-capable AI clients can read it directly.

Terms

Read-only and free under CC BY 4.0: attribute BestBusinessLoans and link back to the Lender Index. Every figure originates in our reviewed lender dataset. The Bank of England base rate is published with an explicit as_of date; verify against the Bank of England before relying on it. Business loan pricing is risk-priced per applicant, so the base rate is a reference point, not the borrowing rate. Please cache responses and avoid abusive request rates.

Trusted comparison data sourced from

UK FinanceABFABusiness MoneyFundInvoiceBCR PublishingThe Gazette
85 providers compared Updated April 2026 Independent editorial