{"schema_version":"2026-05-26","as_of":"2026-06-07","currency":"GBP","region":"United Kingdom","bank_of_england_base_rate":{"value":3.75,"unit":"percent","effective_date":"2025-12-18","as_of":"2026-06-07","fetched_at":"2026-06-07T05:45:05+00:00","series":"IUDBEDR","source":"https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate","note":"Bank of England Official Bank Rate, fetched from the BoE IADB. Single source of truth for the fleet."},"lenders_count":110,"fca_regulated_count":67,"soft_search_count":35,"lenders_by_category":{"term-loan":14,"flexi-loan":12,"merchant-cash-advance":9,"commercial-mortgage":5,"bridging":16,"broker":2,"other":17,"asset-finance":23,"invoice-finance":8,"development-finance":3,"business-banking":1},"note":"See typical_rate per lender for headline-to-typical pricing. Business loan pricing is risk-priced per applicant; the BoE base rate is a reference point, not the borrowing rate.","source":"https://bestbusinessloans.ai/data/uk-business-loan-lender-index/","license":"https://creativecommons.org/licenses/by/4.0/"}