UK government-backed business loan schemes

The UK government and the British Business Bank run a range of loan guarantee schemes that let accredited lenders extend credit to businesses that might not otherwise qualify. This section covers each active scheme: how the guarantee works, which lenders participate, and how to apply.

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UK FinanceABFABusiness MoneyFundInvoiceBCR PublishingThe Gazette
85 providers compared Updated April 2026 Independent editorial